Kayo.
LEGAL

Legal notice

Legal notice, privacy policy and terms of sale for the kayo.agency website.

Last updated: May 3, 2026

01

Site publisher

The kayo.agency website is published by:

  • Trade name: Kayo Agency (sister brand of n8de.me)
  • Natural person: Kevin Forma (self-employed — sole proprietorship)
  • Address: 27 Avenue Pénélope, 1190 Brussels, Box 7, Belgium
  • Email: kevin@kayo.agency
  • Company number (CBE): BE 0697.861.253
  • VAT status: Exemption scheme — Article 56bis of the Belgian VAT Code (VAT not applicable)
  • NACE-BEL codes: 62200 (IT consulting, main activity), 62100 and 62900
  • Publishing director: Kevin Forma
02

Activity

Kayo Agency is the trade name under which Kevin Forma carries out a digital creation business covering the design and development of websites, web and mobile applications, the creation of visual identities, content production (copy, photo, video, motion design), and the management of online advertising campaigns.

Kevin Forma also operates under the n8de.me brand, which specialises in B2B automation. Both brands share the same legal entity and the same company number.

03

Hosting

The website is hosted by:

  • Company: Vercel Inc.
  • Address: 340 S Lemon Ave #4133, Walnut CA 91789, United States
  • Website: vercel.com
04

Intellectual property

All elements making up the kayo.agency website — text, images, illustrations, source code, visual identity, logo, structure — are the exclusive property of Kevin Forma, unless explicitly stated otherwise.

Any reproduction, representation, modification, publication or adaptation of all or part of the website's elements, by any means or process whatsoever, is prohibited without the prior written consent of Kevin Forma.

05

Liability

The information on this website is provided for guidance only and may change without notice. Kayo Agency cannot be held liable for any errors or omissions in the information published, nor for any direct or indirect damage resulting from its use.

The website may contain links to third-party websites. Kayo Agency is not responsible for the content of these external sites and cannot be held liable for any damage resulting from visiting them.

06

Personal data

The processing of personal data collected through this website is governed by our privacy policy, below.

07

Cookies

The use of cookies on this website is described in our Cookie Policy.

08

Governing law

This website is governed by Belgian law. Any dispute relating to its use falls under the exclusive jurisdiction of the courts of the judicial district of Brussels.

09

Contact

For any question regarding this legal notice: kevin@kayo.agency

Privacy policy

10

Introduction

This privacy policy is drawn up in accordance with the General Data Protection Regulation (GDPR — Regulation (EU) 2016/679) and the applicable Belgian legislation on the protection of personal data.

It applies to all personal data collected through the kayo.agency website. Audience-measurement and advertising cookies are only set after your explicit consent, given through the banner shown on your first visit; you can withdraw it at any time from the "Cookie preferences" link at the bottom of the page.

11

Data controller

  • Identity: Kevin Forma
  • Trade name: Kayo Agency / n8de.me
  • Address: 27 Avenue Pénélope, 1190 Brussels, Box 7
  • Email: kevin@kayo.agency
  • Company number (CBE): BE 0697.861.253
12

Data collected

When you use the kayo.agency website, we may collect the following data:

  • Via the contact form: first name, last name, email address, phone number (optional), project type and project description.
  • Via Google Tag Manager, Google Analytics 4 and Google Ads: browsing and conversion data (pages visited, traffic source, device, pseudonymous cookie identifier). See the Cookie Policy.
  • Technical cookies strictly necessary for the website to function (language preference).
13

Purpose of processing

The data collected is used for the following purposes:

  • Responding to contact and quote requests
  • Managing the commercial follow-up of projects
  • Improving the website's performance and user experience
  • Complying with applicable legal obligations
14

Legal basis

Depending on the case, the processing of your data relies on the following legal bases:

  • Your consent (art. 6.1.a GDPR) — for sending marketing communications
  • Legitimate interest (art. 6.1.f GDPR) — for managing the business relationship
  • Performance of a contract (art. 6.1.b GDPR) — in the context of service delivery
15

Retention period

Contact data (emails, forms) is kept for a maximum of 12 months from the last exchange, unless a legal obligation requires longer retention.

Data relating to the performance of a service contract is kept in accordance with Belgian accounting and tax obligations (7 years).

16

Recipients

Your personal data is intended exclusively for Kevin Forma / Kayo Agency and is not sold, rented or transferred to third parties for commercial purposes.

It may be shared with technical sub-processors strictly to the extent necessary to provide the service, in compliance with the GDPR: Vercel Inc. (website hosting), Brevo (delivery of messages sent through the contact form) and Google Ireland Ltd. (audience measurement and advertising campaign tracking).

17

Your GDPR rights

Under the GDPR, you have the following rights regarding your personal data:

  • Right of access — obtain a copy of your data
  • Right to rectification — correct inaccurate data
  • Right to erasure — request the deletion of your data
  • Right to restriction of processing
  • Right to data portability
  • Right to object to processing

To exercise these rights, contact us at: kevin@kayo.agency. We will respond within 30 days at the latest.

18

DPO contact

As there is no legal obligation to appoint a DPO (Data Protection Officer) for a sole proprietorship of this size, questions relating to data protection are addressed directly to the data controller: kevin@kayo.agency

19

Complaints

If you believe that the processing of your data does not comply with the applicable regulations, you have the right to lodge a complaint with the Belgian Data Protection Authority (APD/GBA):

  • Website: autoriteprotectiondonnees.be
  • Email: contact@apd-gba.be
  • Address: Rue de la Presse 35, 1000 Brussels
  • Phone: +32 (0)2 274 48 00

Terms of sale

20

Preamble

These General Terms and Conditions of Sale ("Terms") govern the contractual relationship between Kevin Forma (hereinafter "Kayo Agency" or "the Provider"), a sole trader domiciled at 27 Avenue Pénélope, Box 7, 1190 Brussels, company number BE 0697.861.253, and any natural or legal person (hereinafter "the Client") wishing to use his services.

Any order implies unreserved acceptance of these Terms, which prevail over any other document issued by the Client.

21

Scope

These Terms apply to the following services provided by Kayo Agency:

  • Design and development of websites (showcase, e-commerce, landing page)
  • Development of web and mobile applications (SaaS, dashboards, internal tools)
  • Creation of visual identities (logo, graphic charter, brand guidelines)
  • Content production (copywriting, photography, video, motion design)
  • Management of advertising campaigns (Meta Ads, Google Ads, organic strategy)
  • Digital strategy consulting
22

Quotes and acceptance

Every service is subject to a detailed quote, valid for 30 days from its date of issue. The quote specifies the nature of the services, the estimated timelines and the applicable rates.

The collaboration begins upon receipt of the signed quote (or confirmation by email) together with the corresponding deposit. Any change to the scope after approval may be subject to a pricing addendum.

23

Rates and payment terms

Prices are expressed in euros, excluding taxes. Kayo Agency benefits from the VAT exemption scheme (Article 56bis of the Belgian VAT Code) — VAT is not applicable and does not appear on invoices.

The standard payment terms are:

  • Deposit of 30 to 50% upon order (depending on the project amount)
  • Balance upon delivery or go-live
  • Payment by bank transfer (IBAN provided on the invoice)
  • Payment term: 14 days from the invoice date

In the event of late payment, late-payment interest equal to the ECB key rate plus 8 percentage points applies automatically, without prior formal notice.

24

Delivery timelines

Delivery timelines are set out in the accepted quote and depend on the nature and complexity of the project. They are indicative and may vary depending on how promptly the Client provides the required materials (text, images, access, approvals).

Kayo Agency cannot be held liable for any delay attributable to the Client or to external circumstances.

25

Delivery

Deliverables are handed over in digital form: administrator access to the live website, source files of graphic elements, and/or access to code repositories, as agreed in the quote.

26

Warranty and support

Kayo Agency guarantees the correction of bugs and malfunctions attributable to the work performed for a period of one month from final delivery, at no extra cost. This warranty does not cover content changes, functional enhancements or malfunctions resulting from actions by the Client or third parties.

27

Intellectual property

Until full payment of the amounts due, Kayo Agency remains the holder of all intellectual property rights in the works created. Upon full payment, the exploitation rights are transferred to the Client under the terms set out in the quote.

Kayo Agency reserves the right to feature completed projects in its portfolio, unless the Client explicitly agrees otherwise.

28

Confidentiality

Kayo Agency undertakes to keep strictly confidential all commercial, technical and strategic information provided by the Client in the course of the assignment, both for the duration of the contractual relationship and after its termination.

29

Force majeure

Neither party may be held liable for a breach of its contractual obligations in the event of force majeure within the meaning of Article 1148 of the Belgian Civil Code, including in particular natural disasters, strikes, Internet infrastructure failures, epidemics or government decisions.

30

Governing law

These Terms are governed by Belgian law. The French version prevails in the event of any dispute over interpretation.

31

Disputes

In the event of a dispute, the parties undertake to seek an amicable solution before any legal action. Failing an amicable agreement within 30 days, the courts of the judicial district of Brussels shall have exclusive jurisdiction.